When to Splurge on Fitness

This month I've been covering affordable fitness tips, however sometimes you just need to splurge. Certain pieces of fitness equipment are worth the investment and even getting something pretty can be a good reason. Considering a few guidelines can make your splurge feasible and rewarding.

How much does it really cost?

"I found a super cheap, cute pole for $100! I should buy this Peek-a-Boo, right?" If you can afford spending money on a decorative theme item go ahead--as pole dancers we've heard this one more than our fair share. The same applies to fitness clothing. For example, I bought some cute boyshort panties from Victoria's Secret because they were cheap with my reward coupon. If I was only going to wear them for pole it would have been money down the drain because I would have worn them just that first time and never again (they cover nothing, my pole friends would have been scarred for life). Will you get a lot of uses out of it? Think of it as cost per use. If you buy a $20 Walmart sports bra and wear it twice because it's itchy you paid $10 per use. If you buy a $100 brand name bra but wear it every weekend for a year it only costs $.64 per use.

What else do you get out of it?

Say you want a rhinestone yoga outfit that is way more than you normally spend. Can you use it for motivation? Maybe if you can get down to a certain waist measurement or lift 10 pounds more by your birthday you can "earn" it. Your fitness journey is worth a splurge, within reason. Sometimes equipment is useful for more than one activity. A pole is great for strength training, dance, and flexibility. A yoga mat doubles as a good "beach towel" and far less sand sticks to it than a real towel.

Other considerations

Is it a limited time deal? If you know for sure you will use that flexibility DVD and it's on sale for the lowest price you have seen maybe you should get it. Make sure you can cover your other expenses and go for it. Also consider if it is a good company so you know you will be getting a good value and quality. Is the item returnable if it does not work out? Life is not perfect and of course you should splurge just because if you can.

Fitness Shopping: Credit Cards are Your Friends

I get sick of hearing how evil credit cards are. Used wisely, credit cards can help you save money and get you some nice perks, especially when it comes to fitness.

There's my Angel Card, posing with my Xpert

My favorite perk? Freebies! Last month for my birthday Victoria's Secret sent me a $10 coupon to use online or in stores (read: free mini perfumes or dirt cheap panties). Menards gave me a coupon for a neat blade set with an LED light that I plan to use for crafting. VS is constantly sending me free panty coupons which incidentally work great for wearing under pole shorts and are comfortable for stretching.

Then there's special discounting. Stick with cards that give you free shipping and discounts at places you already shop. I always get free shipping on Target.com for using my RedCard plus 5% off. So when I find a good sports bra on clearance I don't have to worry about reaching $50 to get free shipping; I just buy that and whatever else I actually need. My Menards card gives me cash back so when I wanted a magnetic level or a set of mirrors to check my form I got an extra discount on those. If you have a regular cash back card that's a great way to get a discount on items that rarely go on sale, like Lululemon workout clothes.

Prepaid Cards to the Rescue: Card.com Review

My cute Garfield card from Card.com!

As a fitness fanatic I definitely find an outlet for my love of shopping--fitness gear! I am very excited to share my experiences using the Card.com prepaid debit card, which was provided as compensation for my review. All opinions are my own and I hope you find this review and prepaid card tips helpful in the upcoming shopping season!

Shopping an untested site...

For some reason the most awesome fitness gear is the most elusive. Remember my mad hunt for 36" legwarmers? I literally searched past the 15th page of search results before finding an awesome family owned shop that carried exactly what I needed: 36" legwarmers without a stirrup. Prepaid cards are the best solution for this; you only risk what you load. Card.com offers Visa fraud protection and 100% FDIC insurance on whatever money you do put on there.

Surviving fraud season

'Tis the season for... theft, unfortunately. Holidays are always the peak time for stolen credit card information so all that protection Card.com offers? Now is when you need it. This is one of the features of Card.com I was excited to share as it seemed a lot of my pole dancing friends were running into information--and consequently monetary--theft. Using cash or other forms of payment can sometimes be convenient but having a card with a solid backing makes a difference, at least in peace of mind and at most in terms of saving you from scams.

The "B" word

Sometimes it's a pretty dirty word especially with all the hype about spending big to keep up with our favorite sports and pole stars or to treat our families. Yup, budgeting. I can keep my personal spending under control--unless we're talking heels, ahem. My worst enemy? Shopping cute dance gear for my daughter. I like prepaid cards for loading a set amount and keeping to that card for an easy budgeting tool. I love that there are no fees to order, load, or use the Card.com prepaid card. There is a monthly fee of less than $6 that can be avoided by loading more than $800 and only applies after the first 30 days. My bank charges a $35 minimum for overdrafting... guess how I know? As much as I tend to be a stickler for tracking expenses it just is not possible for me around the holidays... I would rather spend money on dance tights and leotards than overdrafts. Plus I love that you can pick out of thousands of designs to add a little fun to your shopping.

I hope that these tips can give you a little more confidence in your shopping. Stay tuned for next week's post in the November Affordable Fitness Series on credit cards (yes, they can be your friends).

Basic Money Tips for Fitness Fanatics

I find so much cool fitness swag I cannot afford. Pretty poles, cute workout clothes, and all sorts of fitness gear are out there tempting yet out of reach. This month I am sharing some of my strategies for making fitness work with a limited budget starting with a few basic tips in time for the holiday shopping season.

Do you need it?

Money (c) 401 (K) 2012
CC Attribution 2.0 License

There is always a new thing. There's Taebo, Zumba, the Fly Gym, Pole Sleeves, and so much fitness craze gear. Can you work up a sweat without a Taebo DVD? Sure, if you love running or walking. If you absolutely need Taebo to get you motivated then go for it--your health is certainly worth it. Do you need a Fly Gym to get flexible. Odds are you can get good results from following techniques in a yoga video from the library or YouTube videos. Maybe buying yoga blocks instead would help you more. Consider all your options.

Is your orange juice losing vitamins? Grocery tips for juice!

As a pole, running, and flexibility addict eating right is becoming increasingly important to me. It sounds so simple--just pick healthy foods, lots of fruits and vegetables, and avoid excess. Choosing healthy options can still mean you aren't getting the nutrients you think you are.

Orange juice in a gable top container

Did you know your orange juice loses vitamin C daily?

I read this in my nutrition class and was shocked! It turns out that by the expiration date orange juice in gable-top containers (see image) has lost most of its vitamin C content. How frustrating, isn't the point of drinking orange juice to mostly to get vitamin C? One simple choice can make a difference, though. For

Bought Extra Long Legwarmers!

I'm excited, so excited!

I just bought a pair of 36" leg warmers!!!
This is a flexy big deal, no kidding!!!

Who knew it would be so hard to find leg warmers 33" but not 40"+? Seriously, you wouldn't believe how far I dug into Google. My legs are only 33" long (yep, I measured). They're going to be so perfect. ❤ I really needed some stretching gear, and these are going to be so 80's hot on me. Plus I wear a lot of skirts and it is bone-chillingly cold out here in MN so I can wear them ALL the time!